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Apply for Mercedes-Benz Financing Online

Our pre-qualification is a quick and easy way to see where you stand before you step foot in our showroom. Take a few minutes and complete our secure online application from the comfort of your own home today.


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Auto Financing Has Never Been Easier

When you choose Mercedes-Benz of Wesley Chapel for your auto financing needs, you can expect:

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Easy Credit

Regardless of your credit situation, chances are we can find a lender and a program to fit your budget.

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Worry-Free Financing

We offer a wide range of finance and lease programs with a menu that makes financing with us clear and simple.

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Straightforward Pricing

You'll receive a great price on new and pre-owned vehicles. So you'll save time and get a great value.


Frequently Asked Questions

Is it better to lease or buy a car?

It depends. Leases and loans are simply two different methods of automotive financing. One finances the use of a vehicle; the other finances the total cost of a vehicle. Each has its own benefits and drawbacks. It's not possible to simply say that one is always better than the other because it depends on your own particular situation and preferences. You must not only look at the financial comparisons but also at your own personal priorities and what's important to you.

Do you like driving a new car every two or three years, prefer lower monthly payments, or drive under 10,000 miles per year? Leasing might be the best option.

Do you like to keep your car for longer than three years, drive more than 10,000 miles per year, or enjoy modifying or customizing your car? You should probably consider purchasing your next vehicle.


Lease vs Buy

Can I trade in my car that's not paid off?

In a word: yes. Trading in a financed vehicle is very common. There are a few things to still be aware of though.

If you are underwater with your current loan (you owe more than your car is worth), the negative equity will be added to the new loan.

If you are not underwater, the remaining loan balance will simply be deducted from the value of your trade-in.

In both cases, we will take care of paying off the lien holder and getting the title for your vehicle. This is one less thing you have to worry about when you trade in your car with us, versus selling it privately. In fact, we will even buy your car from you regardless if you buy a vehicle from us!


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How much should a car down payment be?

It is recommended to put at least 10% down on the purchase of a new or pre-owned vehicle, but as little as $500 can be sufficient in many cases. There is no harm in putting down as much as possible though, and we would suggest aiming for putting down around 20% to help lower your monthly payments.

You don't necessarily need to have this cash on hand though. If you are trading in a vehicle, the value of your trade-in will help cover most of, if not all, of your down payment.

If you are interested in having the lowest possible down payment, taking advantage of our low or no money down lease specials may be your best option. Check out our current lease offers today or contact us for more information.


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Can I finance a pre-owned car?

Absolutely! We offer financing on all of our vehicles, both new and pre-owned. In fact, banks typically see lending through a dealership like us as less risky compared to lending to a private party. So when you finance a pre-owned vehicle through us, not only are you are more likely to get approved, you will probably get better loan terms too.

Get pre-approved for pre-owned vehicle financing today with our online finance application, then be sure to check out our complete selection of pre-owned cars, trucks, and SUVs for sale near you!
View Pre-Owned Inventory

Can I get a car loan with bad credit?

Yes! Thanks to our worry-free financing, we are able to offer new and pre-owned vehicle financing to almost everyone, regardless of your current credit situation! Chances are we can find a lender and a financing plan that works for you.

In fact, you can even apply for a car loan from the comfort of your own home today with our fast and secure online finance application. If you have any questions, feel free to give us a call to speak with one of our knowledgeable finance team members. We are dedicated to getting you behind the wheel of a new or pre-owned vehicle regardless of your credit score.


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Mercedes-Benz Protection Plans

Your vehicle is a big investment, so it's important to keep it protected. Mercedes-Benz of Wesley Chapel offers an array of protection plans to help you with mechanical breakdowns, routine maintenance, and unexpected emergencies such as vehicle theft, flat tires, road hazards, spills, and dents. Drive with the peace of mind knowing that your car is protected.

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Shopping Tools


Mercedes-Benz Payment Calculator

Use our calculator tool to estimate your monthly payment amount if you know the price of the vehicle you're looking to finance or how much you want to spend in total.


Estimate Your Payment

Mercedes-Benz Special Offers

Mercedes-Benz of Wesley Chapel offers a variety of lease specials and financing offers on popular Mercedes-Benz models. Getting behind the wheel of a Mercedes-Benz has never been easier.


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We'll Buy Your Car

Get a free certified offer and turn your car, truck, or SUV into cash today. Your offer is guaranteed for 7 days or 500 miles at any AutoNation location across the country.*


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Shop by Monthly Payment

Have a monthly payment amount in mind? Our affordability calculator allows you to shop for new and pre-owned vehicles within your monthly budget.**

Interior view of the showroom at Mercedes-Benz of Wesley Chapel

Finance a Mercedes-Benz in Wesley Chapel, FL

Looking for a new GLC or SUV? Finance your next new or used vehicle right here at Mercedes-Benz in Wesley Chapel, an alternative to your average dealership. No matter what your situation is or which new Mercedes-Benz vehicle you may choose, we have dedicated sales and finance center teams to help you through the buying process.

Come see our dealership and store on Willow Oak Drive near the Tampa Premium Outlets.

Mercedes-Benz Specials and Lease Deals Near Me

At Mercedes-Benz or anywhere else, there are benefits to both buying or leasing your new car. We've created a buy vs. lease resource to help you decide what's best for you, including how the monthly payments will fit with your personal needs and budget. All new cars and those that have only been used as loaner vehicles may be leased.

If you have other questions, please call the Mercedes-Benz Finance team.

At Mercedes-Benz, we're always looking for ways to help you drive away with the vehicle you want. One way we do that is by creating Mercedes-Benz sales and leasing offers and specials. Call our Mercedes-Benz Financing team to get more information.

How To Finance a Mercedes-Benz Vehicle

Looking for a new S-Class or GLE? After you've looked at other automotive dealer websites, ours will be a relief. The financial services process at Mercedes-Benz in Wesley Chapel is so easy you can start the loan application from home.

1. Submit an application to learn how much you qualify for.

2. Discuss your down payment, with one of our financial services associates about your new, used, or Certified Pre-Owned vehicle.

3. Make your decision and drive away with a new Mercedes-Benz SUV or C-Class.

At Mercedes-Benz, we work with a variety of lending partners to find one to fit your unique situation, even if your credit score isn't the best or you're dealing with related issues. That includes first-class auto loan options, information about down payment amounts and clear interest rates.

Skip the ongoing analysis and get peace of mind with our monthly payment estimating tool or just enjoy our worry-free financing and straightforward pricing at Mercedes-Benz in Wesley Chapel.

We'll Buy Your Car

Whether you want to trade in your car to lower the cost of a new Mercedes-Benz or just want to get a fair price for it, Mercedes-Benz in Wesley Chapel can help. Our financial services work for you. Bring in your vehicle to get a certified offer that's good for cash for 30 days or 500 miles. We buy and accept trade-ins all kinds of vehicles, not just Mercedes-Benz models.

Visit Mercedes-Benz of Wesley Chapel in Wesley Chapel, FL

Bring your list of favorite saved vehicles and set up a test drive. From new vehicles to Certified Pre-Owned and used, we have a large selection of Mercedes-Benz vehicles. That includes the GLC, GLE, S-Class, E-Class, and C-Class.

Our team of finance, sales, and service professionals are waiting for you in Wesley Chapel. Call or stop by to drive away with your next Mercedes-Benz car, truck, SUV, or van like the: